In plain words
Take cotton. This cotton cannot be used just as it is. Only when it is turned into thread, and the thread into cloth, can a man wear that cloth. There is a great difference between the value of cotton and the value of cloth. Take precious gold, or diamonds. The gold found in the mine in a coarse form we refine in many ways, clear away the stone and the earth in it, and turn it into pure gold. Only then does the value of this gold go up. In this way, no object that has come into being in the world rises in value without saṃskāra. It is not fit to be enjoyed. When saṃskāra is so vital even for such ordinary objects, should not man, more precious than all of them, have saṃskāra?
Of all the objects in the world, the most precious is man. Men are more valuable than all the wealth of this world. In this Prakṛti, the most precious of all objects is man. Man alone gives every object its value. To such a man we cannot give value today. What is the reason? Man scrambles only after the pulls of the mind and the senses, conjured up by what is seen, and makes no effort at all for the satisfaction of the Ātma, which is divine. The strength in man is limited. Even this limited strength we can foster through certain good habits. Instead, for the pleasures and riches that belong to the body and the senses, we lose our strength in many ways. The root cause of man losing all the strength in him is the senses themselves. Man grows old so fast precisely through lack of control of the senses.
Whatever a man would achieve in the world, these three are vital. We must keep the senses under control. We must master the mind. We must keep the body healthy. Only when all three are in their right state; if man today cannot achieve even a small task, the weakness in these three is the root cause. For this, honouring the ancient culture, Dharma is vital. ‘Yatho abhyudaya niśreyas siddhiḥ sādharmaḥ’, said the Veda. That is, whatever in this world grants, here and hereafter, the ending of sorrow and the gaining of Ānanda, that alone is Dharma, they said. To know easily what this Dharma is, a small ideal. The Proper study of mankind is man, they said. This is the true Dharma. That is, the oneness of the three, mind, word and deed, is right Dharma.