In plain words
They speak of Durgā, Sarasvatī and Lakṣmī. Who is Durgā? Where does She dwell? Our heart itself is Durgā. That divine Śakti itself is this Durgā Devī. From there comes speech. That very speech is Sarasvatī. The heart, taking speech as its support, performs actions with the hands. This is Lakṣmī. Where do Lakṣmī, Durgā and Sarasvatī dwell? All of them dwell within us.
Though all powers are within him, man lives as one without power
You yourself are Durgā, you yourself are Lakṣmī, you yourself are Sarasvatī. What madness it is to keep everything within you and go searching for it somewhere outside! In the Gāyatrī: ‘Oṃ bhūr bhuvas suvaḥ.’ These three worlds are within us. The body is one world. The Manas is one world, the Ātma is one world. These are the three worlds. Bhūloka is the body itself! People call this Prakṛti. We call the body Prakṛti too. Whatever five elements are in Prakṛti, those same five elements are in the body. So the body itself is Bhūloka. Our Manas itself is Bhuvarloka. Our Ātma itself is Suvarloka. Man is the one who has remembered these three worlds as the Trimūrti. Yet, though he has all powers, man lives as one without power. If you set your mind on it, there is not one thing you cannot achieve. See: scientists travel lakhs of miles through space, but they do not go half an inch into the depths of the heart. They wander outside, but they do not go within. Śānti is within, not outside. Outside it is all unrest, unrest. Śānti is within us. So we must develop the inward vision. Only then shall we gain Śānti. The taking up of a human birth bears its fruit. We must recognise that humanness came to us so that we might make it bear such fruit. With outward pūjās, outward vratas and outward tapas, however long, we can never achieve this. We must experience it. Experiencing it, we must rejoice. We must share the Ānanda in turn among others.