In plain words
All this is contained in the will of God alone, and no physical form can ever bring it about: whoever has come to know this truth, he alone is no mūḍhamati. In many big cities there is not even water to drink, so scientists of many kinds have come together and are trying to turn sea water into drinking water. They may get some result from it, to an extent. If there were no sea water in the first place, could they turn it into sweet water? So it is beyond scientists to create something made without the original. However high a position a scientist has reached, he has no connection at all with what lies beyond the five elements. The Paramātma stays behind the curtain of these five elements. He brings the principle of the Paramātma to light only after the five elements have been crossed. As long as one is bound up with the five elements, the principle of the Paramātma is not understood. These five elements serve as a principal stage on which we suit our life to some extent to this Prakṛti alone, enjoy Ānanda, and are brought to experience divine Godhead. Beyond that, setting out to understand the principle of the Paramātma within the five elements themselves is nothing but a waste of time. Whoever recognises the truth that these five elements are forms of the Paramātma's will is supremely pure. So this is what mūḍhamati means: as long as we do not strive for the divine grace of God, but take great pains for a life that goes with these five elements today or tomorrow, fall into disappointments, and make efforts that waste our life, we must accept that we are mūḍhamatis. We must make the effort to set about enjoying the body with God as its foundation.
Govinda is the very one who governs even the animal nature
Then in the second phrase he said, “Samprāpte sannihite kāle”. For man, the fear of death is far more terrible than every other fear. Death, too, is as painful as a hundred thousand scorpions crawling over our body — no, no, as a hundred thousand scorpions stinging it. So at the time of death, when you undergo such terrible suffering, no one but God can help you: this truth too he stated, “Nahi nahi rakṣati ḍukṛñkaraṇe”.