In plain words
Kāma, krodha, lobha, moha: give them up; think, ‘Who am I?’ For the dullards who do not know themselves come all manner of torments within hell. Worship Govinda, worship Govinda……
Students, embodiments of the sacred Ātma!
Fourteen of Śaṅkara's disciples composed ślokas filled with fourteen feelings of Vairāgya. After that, Śaṅkara completed twelve ślokas called the Dvādaśamañjarī, and of those this is the last. This śloka's Vairāgya, however, not only follows a still more drastic path; it also shows the path most urgently needed to open the all-important eye of Jñāna. The traits kāma, krodha, lobha, moha and the rest come in like gentlemen and keep trying to steal. But as we see it, they slip in like thieves and lord it like masters. To steal the gems of Jñāna in every human heart, these four traits lay plans of a kind and hold sway deep inside the heart of every human being. Among them, the one called kāma stands as the chief leader of the four. The other three follow him and him alone, nod their heads at his opinions, and stand ready to carry out the rest of the work. In truth, the root cause of birth is kāma. Of death, Kāla. Of life, Rāma. Human life moves along under the workings of these three, Kāma, Rāma and Kāla.