In plain words
These saṅkalpas and vikalpas stand frozen. They lie in darkness, in a state of Ajñāna alone. Vikṣepa is the waking state; laya is the state of sleep. By following these two, man only becomes bound; this does not bring Mokṣa. Day by day he is bound more and more. The middle way between them is one-pointedness. Only when we give up restlessness and blankness and practise sādhana to some degree with the principle of one-pointedness can we recognise this Ātma principle, eternal and real.
Jantūnāṃ narajanma durlabham. Among all the living beings that were created, man is the highest, an exalted being. In the world a person in a high post has greater responsibilities too. In the same way, since man stands at a high level among living beings, in an exalted state, he above all has many kinds of responsibility. What are these responsibilities? The first is pāpa, the second śāsana, the third śāstra, and the fourth, which man cannot imagine, śāpa. Pāpa, śāsana, śāstra and śāpa: man stays bound to these four.
Here, pāpa. Why does pāpa belong to man alone, and why not to the rest of living beings? What is good, what is bad? Man alone has the discriminating knowledge that knows what is merit and what is pāpa. Such pāpas keep pursuing this man who has discriminating knowledge. What is pāpa? To know that a thing is bad and still do it: that is pāpa. Work done with the thought 'this is wrong' is called pāpa. When one has the power to weigh the lasting against the passing and still does a thing only out of Ahaṅkāra or out of envy, every act so done is called pāpa. But this pāpa is found in men alone. These pāpas do not touch children, jñānīs or the mad. The reason is that these children and the mad have no power to weigh the lasting against the passing. They are made only of innocence and Ajñāna. Pāpa does not touch at all minds that are made of Ajñāna and innocence. And for the jñānī, pāpa and merit stand alike. Because he has nothing he needs for himself, nothing he calls his own, no sense of "mine", this is advaita darśanaṃ jñānam; since he has a mind joined with equanimity, pāpa does not touch this jñānī in the least. Selfishness and self-interest are not seen at all in this jñānī.