In plain words
When we gain the one grace of God's Prema, everything comes to us. We come here and keep up all kinds of differences, arguments, some doubts, and some kinds of disputes. We draw ourselves into dealings with others who have nothing to do with us, and waste time on needless matters.
We forget the truth that time itself is the measure and time itself is what matters most … and make no effort to put the time at hand to good use. We do need learning. We do need wealth, and strength we need most urgently. But our sorrow and our joy keep coming to us according to how we use this learning, wealth and strength. When learning comes to a man of good qualities, it makes him recognise Vijñāna, and he shapes his life into an ideal life. When this learning enters a wicked man, he is sunk in arguments and loses the excellence of learning. When this wealth comes to a man of virtue, he enters the holy path of making his birth worthwhile through dāna, Dharma and tyāga…. When wealth itself comes into the hands of a man of evil qualities, he swaggers in his Ahaṅkāra and in the end goes falling to ruin. When strength comes to the virtuous man himself, he puts this strength to use for the good of others, and through it carries on a kind of living-together in society. He takes part in service to the community, recognises the meaning of service to society, and tries to act on it himself; when the wicked man comes by this very strength of body, he misuses it, turns this strength on the weak, and sets about tormenting them. In short, there is no ground for judging learning, wealth and strength to be good or bad. They turn good or bad according to the qualities of the person who uses them.
With this very point in view: 'Manayeva manuṣyāṇāṃ kāraṇaṃ bandhamokṣayoḥ.' We must develop this outlook of the mind. We must try to change it to some extent. Though the physical changes, political, economic, scientific and social, may be …, if along with them there is no change of mind and no spiritual change, humanity turns merely into demonhood. But unfortunately political change, economic change, social change and scientific change keep growing widely, while change of mind and spiritual change are sinking to the bottom. Man is forgetting that the making of man is itself the making of the universe. He is forgetting, too, the truth that when a man is good the country prospers. Only when the individual is virtuous does society too take shape as a virtuous society. People are unable to grasp this truth.