In plain words
In the same way, the learning a man has studied or the wealth he has earned, when put into a pure bottle, look pure. When poured into a red bottle of rajoguṇa, they look red. When this is poured into the bottle called the human body, it takes on the qualities of whatever change of heart there is in this human body. When both this learning and this wealth come to a person of rajoguṇa, the two of them take on the conduct of rajoguṇa. When they enter a heart of sāttvic quality, this learning and wealth are sāttvic. So the root of it is man's own qualities, not at all the goodness or badness of wealth and learning. However many powers there may be in a man, when the chief power, called character, is missing, both this learning and this wealth go to waste.
Śivājī had little learning and much character. His physical courage and daring too were very little. His moral and dhārmic qualities were great. So Śivājī entered the path of Dharma, strove to establish Dharma in the land, resolved to lead society onto the sacred path, and when the situation arose he entered into war. It was the very influence of that character: when the women met defeat in that war, he would not so much as lift his eyes to look at them, but handed them over to their own kin and kept them safe, did Śivājī. His son had great valour and prowess. His character was poor. That is why Śivājī's son Śambhu could not keep up fame and honour as Śivājī had. So from ancient times our land of Bhārata has given the chief honour to the wealth of good conduct alone. Vidura too earned name and fame by these very qualities. Injustice, wrongdoing and bad conduct he would not accept in the least. He went on counselling Dhṛtarāṣṭra in ever so many ways. He told Dhṛtarāṣṭra that rather than have such wicked sons, it would be better if they were gone. Dhṛtarāṣṭra had a hundred sons, and what joys did he enjoy? Śuka, a man of good qualities with no sons at all, and what misfortune did he meet? So even a single son who makes good qualities shine is enough. However many sons there be without character, what use are they? So he counselled him in many ways. When Draupadī was put to shame in the crowded court, Bhīṣma, so great in Jñāna, was there, and Droṇācārya and Kṛpācārya: ācāryas every one of them.