Paragraph 36

In plain words

"It is woman and gold that is maya. When these two have gone from the mind, then there is yoga. The Atman—the Paramatman is the magnet stone, the jivatman is like a needle—when He draws it to Himself, there is yoga. But if the needle is smeared with earth the magnet does not draw it—clean the earth off and it draws it again. The earth of woman and gold has to be cleaned away."