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In plain words

Sri Ramakrishna, to the devotees: For the teaching of the world an Incarnation keeps to bhakti and to devotees. It is like a man who has reached the roof and still goes up and down the stairs. Others must stay on the path of devotion in order to climb to the roof, until knowledge is attained, until every desire is gone. Once every desire has gone, one reaches the roof. A shopkeeper does not sleep until his accounts are settled. He sets the accounts in his ledger right, and only then does he sleep!