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In plain words

Sri Ramakrishna says to M.: "Did you see how the lady stands on one foot on the horse while it gallops round and round? How hard it is! She has practised for a long time, and that is how she can do it! Let her be the least bit careless and she will break an arm or a leg; she may even lose her life. Living in the world is as hard as that. A few have managed it by the grace of God, after much spiritual practice. Most cannot. Trying to live in the world, they get still more bound, sink still deeper, suffer the agony of death! Some, like Janaka and others, lived in the world by the power of great austerity. So spiritual practice is very necessary; without it one cannot keep steady in the world."