। ॥ ५३ ॥
In plain words
Desire is Death himself, standing right in front of you. The wife you cling to is the Vaitaraṇī, the river of the dead. And for those with viveka, who want only liberation — the home is Yama's own hall.
Close to the Sanskrit
Desire alone is Yama in person; the beloved wife is the river Vaitaraṇī; but for the discriminating, for those who long for liberation, the home is Yama's abode.