In plain words
That is: who are fit to take up such giving? We must recognise in this that householders alone are fit for such giving. Sannyāsīs have no wealth. Sannyāsīs are not ready to give any gift at all. So he said that ‘dāna’ is most essential, with the thought that earning wealth in every way, using some of it for daily life, setting some aside for the future too, and taking up charity with what is left, puts the wealth you have earned to some good use; that this is a sacred thing, and that it gives the children the noblest of lives. In this śloka such ideas too have been set, to develop the oneness of God and the equality of mankind. When we wish to gain these two, we must shape our heart, to some extent, so that it is pure and full of Prema. On the tree of every man's life too, the fruits called Prema are there in plenty. But when we set about eating such fruits to some extent, the top of the fruit is covered with a skin that tastes somewhat unpleasant. Because a bitter skin covers this sweet, delicate, fragrant juice, like honey, its sweetness is not had at once. So, first of all, a skin lies covering it: either this covering of pride and possessiveness, or a skin that is a mixture of the bad qualities called anger, vexation, jealousy, envy and pomp. Only when we take it off do we get the sweet juice within. So, though this sacred Prema is in every man, because we send this Prema into various paths, it loses some of its strength and puts some hindrance in the way of faith in God. Today, if our saṅkalpa succeeds, our Bhakti grows. If our saṅkalpas fail, the Bhakti we have starts to dwindle. So it is a disgrace to call such Bhakti, which dwindles and grows, ‘Bhakti’. Only when we strengthen Bhakti that neither dwindles nor grows, deep Prema and faith, do we understand in this the oneness that is Divinity.