In plain words
In the same way, in this school called the universe, however many paths there are, moral, physical, of Dharma, spiritual, worldly, scientific, the key to them all is the spiritual. In the spiritual too there are some subjects. To win the Prema of God there are some special groups. These are what have been called the ḍakāra pañcaka.
The very first is ‘prapatti’, that is, dedication. The second, ‘Bhakti’, is devotion; the third, ‘niyama’, is discipline; the fourth, ‘vicāraṇā śakti’, is discrimination. The fifth, ‘firm resolve’, is determination. These five, dedication, devotion, discipline, discrimination, determination: these five are the ḍakāra pañcaka. Those who take these five together as their group and pass are entitled to the Prema of God.
The wall of Ahaṅkāra between the jīva and God must be pulled down
The first, Dedication, means offering to God. As soon as Swami comes here, every teacher and every student first offers a flower and bows. To offer a flower means to offer the flower of the heart, and nothing else. On this flower there must be no insects at all, the insects of lust, anger, greed, delusion, pride and envy. We do not offer God a flower with such worms in it. We remove them, make the flower clean, and then offer it to any elders, or to God. Here, in the flower we offer to God, there are two chief impurities. The first is Ahaṅkāra, the second envy. Ahaṅkāra is of eight kinds. The Ahaṅkāra of wealth, of youth, of strength, of caste, of learning, of beauty, of power and of tapas. Of these, two, the Ahaṅkāra of wealth and the Ahaṅkāra of learning, are very base. As long as this wall of Ahaṅkāra stands, neither the vision of God nor the recognition of the principle of the Ātma is possible.