In plain words
In just the same way, though the forms are different … , the principle of the Ātma is one. Forgetting this principle of the Ātma, the ground of all, and following the very nature of body, senses, mind and intellect … , man falls into ignorance. In the ocean, … waves rise and surge. One wave does not look to us like another. … appear to us as different. But we … the truth that in all the waves the water is one. Human forms appear as forms without end. These are only waves that rise in the ocean of Sacchid… … . These forms and names appea… … different to us, but the basis of them all is the Ātma alone.
So, in human life, this Ātma is covered by what are called Annamaya, Prāṇamaya, Manomaya, Vijñā… …maya and Ānandamaya. Because it is covered by these five sheaths, this Ātma… … is not so easily seen by us. The body itself is the Annamaya sheath. The Prāṇamaya, …jñānamaya and Manomaya sheaths are this subtle form. The Ānandamaya sheath is the causal body. It bears only the name …ndamaya, but this is not true bliss. The reflection… … of the bliss of the Ātma enjoys the name Ānandamaya in this causal body. The moon, self-luminous … . Only when the sun's light falls on the moon does the moon shine. In just the same way, our… … is simply like the moon, which has no light of its own. The self-luminous one is the Ātma alone. That very light falls on the intellect, on the mind, on the senses and on the body, and all this takes on a living fo… … . It is this consciousness of the Ātma that moves this world. For the world of the moving and the unmoving… … , consciousness alone is the root and ground. So, because man forgets this principle that is the root and ground, he falls prey to … hardships, sorrows and griefs. The Ātma has no connection at all with the joys and sorrows that body, senses, mind and intellect … experience.
Taking the sunlight as their support, many people do many kinds of deeds. … may do good deeds. Others may do bad deeds. Some may do meritorious deeds, … sinful deeds. Some may do good to others, and others may do harm. But the fruit of … does not belong to the Ātma at all. The fruit of those deeds does not go to the sun. The sun is only a witness. In just the same way, the fruits of the body, the mind and the intellect do not … the Ātma at all. This Ātma is the witness. But because man, through contact with body, senses, mind and intellect, comes to … , he thinks that all of these are the working of the Ātma.