In plain words
There is none, O fortunate one, no age to equal the age of Kali: by remembering and contemplating alone, the supreme goal is surely reached.
Even a man worth crores lives on food and clothes; he cannot live by eating gold. When the time is against you, the very stick turns into a snake; when it goes your way, mere earth turns to gold. In one place the scholar turns into a beast; at one time the fool turns into a sage. The goddess of poverty, at one turn, chooses the rich man and fondly makes herself one of his family. If there is only striving and nothing destined for you, not even the smallest coin will come near you. No, My dear, no, to desire that goes past its limit; live with good sense, good sir, and conduct yourself with good sense in Sai's presence.
Embodiments of Prema!