In plain words
They ate it up and sat back. So these countries have fallen into debt. Only when you put the money you have taken to good use do you get the right result. Money is like manure. When this manure is kept in one place, it rots and wastes away and spreads a foul smell. Only when it is scattered over the crop does it bring growth. He himself enjoys happiness too. Today man hoards the money he has earned, hoards it and lets it rot. That is why he cannot receive its fruit himself. A small example. Money is like the shoes one wears on one's feet. But when these shoes fit the feet, you can walk well. If they are loose you cannot walk; if they are tight you cannot walk. So only when there is as much money as is needed does life run properly. Today, when money is increased too much, it has become loose. So he cannot walk. He cannot attain Śānti in life. Because money is misused altogether, it has become tight. When it becomes tight like this, the pain falls on him alone. So you must use money in the right way. Besides this, if you wish to earn money, you must earn it in the right way, with your own intelligence, your own strength, your own effort. But at the prompting of others, or at the urging and encouragement of others, men take loans in many ways and fall into many troubles. The children know this well. Out of the desire, the greed, that we should get on better than they do, that they should get on better than us, they fall into sorrow. Competition in the matter of money is very bad. Teachers must give the student the skill and the strength to earn by his own strength. But today teachers are unable to teach the strength by which one can stand on one's own feet. When one wants self confidence, one must become self dependent. Only when there is this self confidence and self dependence does self satisfaction come. With self satisfaction, self support comes. Today there is no self support.