In plain words
Neither dāna nor a host of yajñas, neither holding fast to truth nor a sacred rule of life, neither the radiant Sanātana Dharma nor Vijñāna nor anything else whatever can equal Prema.
Embodiments of Prema! There is no man in Bhārata who does not know the Rāmāyaṇa. For every man, every brother, every family, the ideal is the Rāmāyaṇa itself! From ancient times there have been thousands upon thousands who have heard the story of Rāma. But those who have put Rāma's ideals into practice are very few. Man today does not inquire what humanness is. Man is indeed making progress in many fields, but his own mind he does not change. He changes his clothes, indeed, but he does not change his ways of thinking. Without changing the ways of thinking, what gain comes merely from changing clothes? If the mind does not change, what use is it for the man to change? First of all, man's mind must change. Without changing the mind, however many sādhanas one may do, japa, tapas and the rest, all of them are simply wasted!
The three debts man must repay
Every man is born with three kinds of debt. First, the debt to God; second, the debt to the ṛṣis; third, the debt to the parents. God dwells in the human body, in every atom and in every limb, as the very form of rasa, and moment by moment He goes on protecting man and sustaining him. That is why they called God ‘Aṅgīrasa’. Because he receives such protection from God, man stands in debt to God. To repay this debt, man must do good deeds as far as his strength allows, help his fellow man and take part in service to society. But he should not think that doing service is for the sake of helping others; he must recognise that it is for his own release from debt alone. Whatever service he does, the debt to God grows less to some extent. The servant alone is the true leader. Recognising that God gave the body for the very purpose of service, man must take part in service, repay the debt to God and so be blessed.