In plain words
leaving the body behind, departs to Suryaloka, the world of the Sun, and at last reaches Brahmaloka, the world of Brahma. Having reached there, the jīvātma has no further business with Nature. There it lives on for endless time, experiencing unbroken happiness.
It possesses every power except the power of creation. The office of ruling the universe falls to the Lord and to no one else — it is simply not something that can be attained by another. This, then, is the case of that exalted man who, being wholly free of every desire, is unwilling to do anything at all except offer loving worship to the Lord. Those who are not so exalted form an entirely different class. They too perform good deeds, but theirs are deeds motivated by desire — the expectation of reward remains present in them. 'We have helped the utterly poor, so a good destiny will come to us'; or, 'we have rendered service, so a good state will come to us'; or, 'we have performed worship and sung bhajans, so heaven will be ours' — in this way, with many kinds of expectation of reward, they perform their deeds. After death — that is, once they have left the body behind — their speech merges into the mind, the mind into the vital breath, and the vital breath into the jīva; and thereafter their jīvātma, having gone forth from the body, turns toward Chandraloka, the world of the Moon — that is, it returns once more to the mind-world. There, in the mind-world or Chandraloka, it experiences a measure of happiness. But this lasts, for the soul, only as long as the fruit of its good deeds continues to hold.
This is precisely what the verse 'kṣīṇe puṇye martyalokaṃ viśanti' — 'when their merit is exhausted, they enter the world of mortals once more' — describes. The moment that fruit is spent, the soul returns again to the earthly world and, according to its own inclination, takes on a body and senses suited to its merit, and enters a new life. This very period of dwelling in Chandraloka is what Bharatiyas — that is, Hindus — call 'velupu', and what Christians and Muslims call a 'devaduta' or angel. Of the names borne by the deities who have attained this position,