In plain words
For this entire visible world, Brahman alone may be called the common source. What is meant by Brahman? He is eternal; pure, ever vigilant, all-knowing, without parts, formless. He alone is the creator of this whole universe. He is forever creating and protecting it. Here some room for doubt may appear. In this world, a sense of partiality is visible. One is born fortunate, another unfortunate. One is wealthy, another is utterly poor; these are evidence of partiality. In this world, all life depends upon death alone. One creature devours another. The strong crush and trample the weak. This horror goes on day and night without ceasing. This indeed is the state of things in this world. If it were some Īśvara who created it, people imagine, 'that Īśvara must be cruel.' These are the natural feelings of the ordinary human being. But the Paramartha Vahini has taught that Īśvara is not at all the cause of this partiality or of these conflicts; it has shown that Īśvara bears no fault in this. If so, then who created these things? We ourselves.
The cloud rains equally on all fields. But only the field that has been well ploughed benefits from that rain. The field left untilled and poorly kept does not gain that benefit. Is this the fault of the clouds? Or of the rain? Or of the one who left the land unploughed and poorly kept? Īśvara's grace is present at all times; in it there is no change whatsoever. It is we ourselves who create the distinction. But one may ask: why are some born happy and some unhappy — what have they done to cause this difference, since they did nothing themselves? True — in this birth they may not have done anything. But they did so in a former birth. That accumulated past karma alone is the cause of the difference. Held in common by all of us