प्रज्ञयोत्तीर्यते भीमात्तस्मात्संसारसागरात् ।न दानैर्न च वा तीर्थैस्तपसा नच राघव
In plain words
By prajñā one crosses over that dreadful ocean of saṃsāra -- not by gifts, nor by tīrthas, nor by tapas, O Rāghava.
प्रज्ञयोत्तीर्यते भीमात्तस्मात्संसारसागरात् ।न दानैर्न च वा तीर्थैस्तपसा नच राघव
By prajñā one crosses over that dreadful ocean of saṃsāra -- not by gifts, nor by tīrthas, nor by tapas, O Rāghava.