In plain words
Again, there is fine gold, there are diamonds, but without a goldsmith will jewels be made! There are needle and thread. Without someone to string the flowers, will it become a garland! In the same way, however much cleverness we may have, and even with Bhakti, karma and Vairāgya present, without Jñāna our life goes to waste. But we… in this world the one called God is merged in the jīva. When we forget the nature of the jīva to some extent and keep the divine nature as our aim, no obstacle befalls our sacred life.
The jīva dwells in the body, God dwells in the heart; the two join, play their games, and part from each other; there is one Sūtradhāra who works the puppet show; there are good puppets and bad, and in the one itself are the two.
There is a grain. Seed. When you break it open, it is two halves. Only the two halves joined together are the seed. Only when the two halves are joined does the plant sprout. But when you separate the two halves, the plant cannot sprout. So our life itself is the two halves called jīva and Brahman joined together. Though we have taken on human form, are called by the name of human beings, and even receive the fame, true to its name, that divinity shines forth in humanness, we are wasting our life in a state where we cannot understand what humanness is. Man living as man is itself Mādhava's joy. So, though for us today it is not possible for man to become Mādhava, since you bear the name ‘man’, it is enough if you live as man: the welfare of the world will come about. Truly, when we are called by the name ‘human’, we must show the qualities of a human, and those alone. There is a small example of this in the Rāmāyaṇa. Rāvaṇa, making many attempts to win Sītā, keeps changing into all kinds of forms. But that Sītā, never once caught or won by Rāvaṇa, keeps slipping away from him and gives her life over to thoughts of Rāma alone, without a break. Seeing this state of things, Mandodarī went to Rāvaṇa: “Swāmī! You are taking on many forms to win that Sītā.