In plain words
A middle-class employee, an employee who works as some clerk or other, cannot bear all this. He struggles hard even to get his own children educated. To put a child into the first class, you must pay them some thousands as a fee. And if you want to educate him to be a doctor or an engineer, you must spend some lakhs. It does not stop there: in the house next door there is a radio, or a video. Then the wife of this house, or the children, keep pestering the master of the house. They long: ‘Our house too must have a radio, a video.’ Out of the salary that comes in, how can he get these radios and videos? It is because this technology has grown that things are changing in this way. That is why, to satisfy his wife and children, he begins to take a loan or else a bribe. Because he enters this path of corruption, this corruption keeps growing, little by little. The salary is small; the household expenses are large. He must keep his wife and children happy. What is this master of the house to do? For these reasons he sets foot in corruption. So, little by little, this technological science keeps driving man onto the crooked path
Suppose a student has done his MBBS. Or suppose he has passed his BE. Those parents have toiled hard to educate him. He must take a job or else set up a practice. As for this job, it is not to be had. To set up a practice, in this Kali age, he must put on a great show. He must take a loan from some bank or other and buy a car, or else buy a motorcycle. Even if they go hungry at home, this doctor, this lawyer, all of them must ride about the bazaar in cars. To bear these expenses, what are they to do? Those who follow this way go on straying from morality and rule. Some patient has caught a cough and a cold. If he has two tablets at once, two annas' worth, it will be cured. But if this patient is cured quickly, not the least money comes to the doctor. This patient, whose illness should be cured with two annas, they keep treating for a week and make him worse. Unless they nurse him into a sickly man in this way, this doctor's belly will not be filled. That is why they said, in Āndhra, When there is a wailing ‘ghollu’ in the house next door, there is a jingling ‘ghallu’ in the doctor's hand, so they say. And how the lawyers carry on: some small accident has happened. If you fine him two rupees for it, that settles it there and then. That small case, they keep it going for years.