। ॥ ५ ॥
In plain words
Your lineage is well adorned — what of it? Your body is covered with ash — what of it? You wear Rudrākṣa and the like — what of it, if you never once came face to face with your own Ātma?
Close to the Sanskrit
Whether lineage is well adorned — from that, what? Whether the body is covered with ash — from that, what? Whether Rudrākṣa and the rest are worn — from that, what? — for one by whom his own Ātma was not at all directly realized.